Buying a Car Without a Title
You must have the title ready and available for the dealership in order to trade in your car. Dealers won't accept a trade-in until they can see the title with your name on it, unless there's a lienholder involved. In fact, in most states, selling or trading in a vehicle without a title is unlawful. If the title has a lien on it, such as a bank, you don't have to worry about getting it if you want to sell it to a dealership. The dealer contacts the lender on your behalf and handles the transfer. You can proceed with the trade-in process once the lien has been satisfied, and the dealership will usually cut you a check for any remaining balance.
Replacing a Lost Vehicle Title If you've misplaced your original car title and it's in your name, the good news is that obtaining a copy is simple. All you have to do now is visit your local DMV or Secretary of State and fill out the necessary paperwork. You'll need your Social Security number, driver's license, and vehicle identifying number (VIN) to receive a copy of the title, but extra requirements differ by state. Once you've completed the paperwork, you'll either receive the title right away or have to wait a few weeks for it to be shipped, depending on your state's regulations.
Obtain a Transfer of Title It gets a little more tricky if you don't have the title (or your name isn't listed on it) due to death or divorce. During the divorce proceedings, it's critical that you have your attorney transfer the title by Auto titling in Houston to you. If this isn't possible, you'll need to have the titleholder sign the title over to you, which isn't often straightforward to do after a divorce. After the title has been signed over, go to the DMV with the title and a copy of the divorce decree to make the change official.
A title transfer following a death might be simple or complicated. The title instantly passes to you if you co-owned the vehicle. If you utilize the car but your name isn't on the title, the executor of the estate must assign the title to you. This can take some time, but once the executor has finished working with the court, you can trade in the vehicle. To Sell Your Car, You Must Be Prepared. A vehicle cannot be traded in without a clear title. You must either have it ready for the dealer when you're ready to trade it in, or make sure the lienholder, the DMV, and the dealership have the title worked out, depending on where you live. It doesn't have to be difficult to trade in an automobile — just be prepared!